ESTABLISHED 2024 A CIVIC RECORD — CONFIRMED ACTIONS, CONFIRMED FACTS April 22, 2026

CFPB ends lending industry antidiscrimination requirements

The Consumer Financial Protection Bureau (CFPB) eliminated lending industry antidiscrimination requirements that enforced the 1974 Equal Credit Opportunity Act (ECOA). Lenders are no longer required to prevent disparate impact discrimination in credit, loans, and home ownership decisions. This change removes protections for different demographic groups' access to credit and homeownership.